Adult Education

It sounds like an old, beaten-up cliché, but education never really ends. It does not end the moment you drop out of high school, and neither does it end the second your receive your college diploma. Education is something you pursue throughout your life, as you continue to learn the smallest and the biggest of lessons everyday you spend on this planet.

That being said, it is formal education that often ends all too quickly for many people. Many people who have dropped out of school early on tend to think that since they have given up before, they have no hope of getting back to where they have left of. Fortunately, this is no longer the case today. For instance, in colleges in Ireland, adult classes are quickly becoming more and more common as of late. It does not matter whether you are looking to finish off even just your elementary or high school education, if you are aiming to get your first vocational diploma, or even if you are planning on getting your second college degree. It does not matter what your age is. It does not matter at all, as there are many options open to you — as long as you are willing and ready to learn.

As previously said, you can now pick up right where you left off. Fortunately, today, more and more secondary schools in Donegal are offering what are frequently referred to as “continuing education” courses. Obviously, educating an adult is different from educating the average teenage high school student, as an adult has already amassed a lot of knowledge and experience outside of the academe. Fortunately, continuing education courses are conducted with this fact in mind. Not only do the teachers know how to specifically teach the courses for adults, but the classes are also often held in the evenings or on weekends. This is, of course, in consideration of adult students who may have full-time jobs as well.

More and more colleges are also offering similar courses for older students. Whether you want to finish a simple vocational course, earn a bachelor’s degree in accounting, or undergo events management workshops, you are sure to find an institution that can cater to your needs, such as the Atlanticside College. Additionally, thanks to the advent of the Internet, you can also choose to enroll in a particular course including language courses and business without needing to go to school at all. You can now opt to take an online course. There are obviously certain important advantages to this option-the topmost being the flexible and convenient schedule.

On the contrary, if you are considering taking an online course for the sake of more privacy, you must also remember that you do not even have to limit yourself to distance learning through the Internet. More and more schools are also beginning to offer one-on-one courses for adults-something that you may consider if you are not very comfortable going on bigger classes. Additionally, you may also opt for this if you want a more focused sort of teaching and training.

Too many people find themselves regretting their decision to put formal education last in their list of priorities. Fortunately, today, even that decision can be reversed.

How to Develop a Successful Business Plan for a Startup Despite a Low Budget

Do you already have a business idea or concept but confused about how to transform it into that ‘megabusiness’ of your dream? Have you been ruminating over what business to venture into despite limited funds to usher you into the desired financial breakthrough? Or you have a low budget for that new business and don’t know how to make it work? Do you fall into any of the aforementioned categories? Then this write-up is for you.

The good news is that a limited takeoff capital is not as much of an impediment to succeeding in a new business as a lack of ideas, thorough planning and a motivation for success.

Sadly, countless businesses have failed to thrive because of the erroneous impression that a robust starting capital is all there is to floating a successful business. But they got it all wrong!

Henry J Turner, Executive Director of Small Business Development Centre Network at Howard University says, “Don’t start until you have a business plan. The reason a large number of small businesses don’t survive beyond three years is the lack of financial planning.” Hence, if you are willing to start a business that will be sustainable in the long-term, having a good business plan will definitely not be a bad idea!

What exactly is a business plan? What are the potential benefits? How can you develop one? These are some of the questions this article seeks to address with a view to giving you the necessary edge over competitors.

Simply, a business plan is a written document that gives a vivid description of your business. Arguably, the potential benefits of a well-developed business plan cannot be overemphasized.

1. It helps to clarify your business ideas and define your goals and objectives.
2. It provides a road map for running the business.
3. It serves as a template for progress evaluation.
4. It helps with obtaining bank loans or financial support from investors.

A top-notch business plan will usually contain the following sections:

1. Executive summary: This part of the business plan highlights your product (and what makes it special) and features identified market opportunities, funding requirements and expected returns. If you are interested in financial support, then this section must be enticing.

2. The Business: Here, you need to give background information about your business idea in terms of how long you have been nurturing it, how much is on ground already, the proposed ownership structure and any relevant experiences you may have.

How will your product stand out? What do customers stand to gain from patronising you?

3. Markets and Competitors: This is where you focus on your target customers and why they should patronise you and not other competitors in the market that render a similar service or sell similar products.

4. Sales/Marketing: How do you intend to meet specific customer needs? What marketing strategies do you plan to employ? For instance, flyers, posters, internet via websites, blogs, social and print media and so on.

5. Management: You are to outline the management skills within your team, stressing areas of strength and weakness. It also includes the proposed remuneration of team members.

6. Operations: What facilities will your business need? For instance, if you are considering going into web design, all you need may just be a good computer with reliable internet connection and you can work from the comfort of your room.

7. Financial forecasts: This is where you reel out the figures – a cash flow statement showing how much money you expect to flow into and out of your bank account and when you expect your business to break even.

8. Financial Requirements: Here, you are to state how much funds your business requires and the likely source(s) of funds – bank loan/overdraft, personal savings or support from investors. State what the funds are to be used for ranging from procuring equipment, debt financing to advertising.

http://www.prosper.com is a tested source of microloans.

9. Risk assessment: It is very important to help minimize problems in the event that something goes wrong. It also gives credibility to your business.

10. Appendices: In this section, you may include other relevant information like detailed CVs of key personnel (especially if you need external funding) as well as market research data and product literature.

In conclusion, although the task of developing a sound business plan may appear daunting, it is usually worth the effort as it keeps your vision clear, helping you maintain focus on key areas of the business all the way.

It’s high time you unleashed that business idea of yours and who knows? It may just be the next big thing. Welcome to the business world!

Forex Education Tips – 5 Steps to Successful Forex Trading

Close to 95% of all Forex traders will lose money. We’re not just talking about novices, either. Whether you trade Forex for a living, as a hobby or just for fun, odds are against your success. That’s a simply astonishing fact. However, the remaining 5% of Forex traders somehow manage to break even and there are those lucky few that actually make money in the currency market – consistently!Like the TV show says … “How’d they do that, anyway?”That’s the million dollar questions, isn’t it? Countless books, seminars and expos have been hosted to answer this very question. That sad fact is that thousands of books have been written and countless seminars and interviews have been conducted in an attempt to answer the magic questions. The reality of the situation is that there is no magic formula; no one single Holy Grail of Forex trading.So what do the successful traders do that the rest of us have simple not comprehended. They have mastered a process of winning where they combine and customize several factor to produce consistent results. They have mastered the Process of Trading.The Process of Trading is:Strategy > Money Management > Self-MasteryHere are some simple Forex Education tips to help you master the process of forex trading:Success Tip #1 – You’ve Got To Have a PlanYou must have a written business plan that will detail all aspects of your trading. When are you going to trade, how much to risk, strategies for entries and exits are just o name a few. To become a consistent (profitable) Forex trader you have to plan your trade sand trade your plan.

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Simplicity rules! Don’t make this plan too complicated. One sheet of paper for you mission statement and another for your trading plan should suffice. Anything more is probably too complicated.Success Tip #2 – Focus on Your Personal PsychologyKnowing yourself will allow you to master the discipline necessary to execute high quality trades with solid money management techniques. Lack of discipline is fatal in Forex trading. Go on a personal journey to identify you attitudes towards risk and money. Get intimate with your strengths and weaknesses as a trader and build in to your trading plan strategies to minimize those weaknesses and maximize your strengths.Different personalities lend to different trading styles. Get familiar with all the different styles and over time you will begin to gravitate towards one particular style. Don’t fight the urge like I did. I insisted I was a day trader, but had only limited results. I found my winning percentages were much higher when I entered swing trades. Guess what’s my bread and butter strategy now!Success Tip #3 – Be Realistic About Your ExpectationsThis is a hard one, I know! I am on the internet every day and the amount of advertising is staggering. Brokers are offering free education (fox in the hen house if you ask me), forums of all different trading styles and points of view. Gurus pushing their system as “the one” that will make you the big bucks. How do you get through all that noise?Let me tell you loud and clear right now – everyone is right and everyone is wrong. You have to make a personal commitment to become a successful trader, find a trading style that works for you and expect a slow and steady approach to wealth building through Forex.What works for me may not work for you. Expect to go through an exploratory period where you are learning and at the same time exploring yourself as a trader. Keep an open mind and don’t pay attention to all the noise out there.Success Tip #4 – Exercise PatienceRome was not built in a day and neither will your trading account. In fact, I tell all of my students that while they are studying to become successful Forex traders they should not look solely at their account balance as an indication of success or failure.By tracking and increasing your percentage of high quality trades you execute is a far better barometer of your progress than your account balance. Cause and effect rule here. Over time when you increase your probabilities through the execution of high quality trades your account balance will respond accordingly.Keep the focus on the process and with time your results will blow your mind.Success Tip #5 – Money Management Is Top PriorityI would rather have a shaky strategy and excellent money management techniques than the other way around. This topic warrants its own blog post to do it justice. Limited your exposure (read “risk”) allows for you to stay in the game and allow the laws of probability to work.

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Let’s take a casino for example. They need gamblers to frequent their slot machines to make money. Why? They have a game that has a greater than 50% chance of making money for the house. The more people that play the slots, the greater the casino’s profits.The casino controls risk by payout tables (always favoring the house!) and increases their probabilities by keeping gamblers at the slot machines (read “free drinks”). As a trader you must limit your risk by committing only 1% – 3% of available capital to a single trade. When you execute enough trades with a high probability strategy you too can clean up like the casinos – but only by staying in the game long term.In conclusion, Forex trading is not easy. It’s hard work and will test the limits of your patience and perseverance. If anyone tells you otherwise .., buyers beware! It can be a very rewarding and profitable venture if done correctly. In the end it is a profession that requires a learning curve and practical experience, no different than an airline pilot or engineer. Understanding how to approach and learn this game will allow you to reap all the benefits advertised. It is your Forex Education that you will master the Process of Forex Trading.

The Energy Healing Power of Natural Medicine

Natural medicine is a system that uses a variety of therapeutic or preventive health care practices such as homeopathy, naturopathy, chiropractic, and herbal medicine. Alternative medicine is also known as traditional, naturopathic, natural or holistic medicine. Proponents of alternative medicine are not refuting the validity of discoveries in and the practical uses of conventional medicine, but are merely trying to put some things into perspective. Due to the widespread interest in natural medicine along with the disappointment and disenchantment with Western medicine, many people, especially in the United States and Europe, where conventional medicine has taken a dominant foothold, are seeking the advice and treatment from naturopathic physicians. These practitioners include herbalists, acupuncturists, naturopaths, chiropractors, and others, who advocate preventative health measures as well as recommend wholesome foods and nutritional supplements for their patients and clients. Considering the growing popularity and effectiveness of alternative health treatments and products, certified and licensed professional practitioners of such medical practices should be given their rightful and respectful place in medical society. Natural medicine has been proven not only to be safe, but more effective than Western medicine in treating many chronic illnesses such as diabetes, hypertension, asthma and many other diseases as well

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The history of Natural Medicine and its roots can be traced back thousands of years to ancient cultures such as India and China. Ayurvedic (E. Indian) and Chinese medicine, along with their diagnostic and herbal systems, are still used in these countries extensively, as well as in the United States, especially in Europe, where alternative medicine is well respected. Chinese herbal medicine has a documented history of over 2500 years in China, and is now widely used by practitioners all over the world. It has been legally practiced in the United States. since the mid seventies by licensed acupuncturists. Homeopathy is also a well-known form of alternative medicine discovered in the 18th century by German physician Samuel Hahnemann, but was practically stamped out in the U.S. in the late nineteenth century by the American Medical Association. In 1938, though, the U.S. Food, Drug, and Cosmetic Act finally recognized homeopathic pharmacopoeia as the legal equivalent of allopathic medicine.Another more contemporary and popular form of herbal medicine, called Western herbalism, can be traced back about two hundred years in America. Samuel Thomson, born in 1769, is considered the father of Western herbalism. He discovered over sixty different medically effective native plants by clinical testing, and on the basis of these findings, devised a theory of disease and botanical drug action. Randy Kidu, D.V.M., Ph.D., writes in his articled entitled A Brief History of Alternative Medicine: “The history of herbal medicine is interesting because herbs have been a part of our diet and pharmacy since man began roaming the earth. Coprophytic evidence (seeds and other plant part(found in preserved fecal pellets) points to herbal use by cavemen. Early herbalists practiced their trade since before recorded history in all parts of the world including China, Egypt, Greece, Rome, Africa, England, the Americas, and Europe. Many herbs are also mentioned in the Bible. Today, based on sheer numbers of folks who use one form of herbal medicine or another, it remains the most-used medicine worldwide.”Twenty-five hundred years after the advent of allopathic medicine, modern medicine is still grappling with the idea that herbal medicine could be an effective treatment, and not just quackery, although thousands of years of recorded history has proved its efficacy. A new model of understanding in medicine needs to be incorporated into the existing allopathic model. Because of the growing popularity and effectiveness of natural medicine, practitioners may eventually be given their deserved place in medical society. The incorporation of natural medical practices into the existing model of conventional Western medicine, including the training of new medical doctors, is now called Complimentary Medicine. In order to solve our health problems, this modern paradigm for treatment in medicine must be promoted. This can only truly emerge when bias, self-interest, greed and discrimination is discarded and diverse medical knowledge is promoted and shared, not only between university trained scientists and medical doctors, but among Alternative Medicine practitioners, philosophers, metaphysicians, and other intelligentsia of society as well.